Townhomes starting at $415,900!  Call me for more details!
August 19th, 2017 
Alison Hewitt
Sales Representative, BA, ABR

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Whether you are planning to buy your first home or your fifth, home buying can be a lenghtly, complicated process.  Here are the basics steps for purchasing a resale residential property. The process will differ for other types of properties such as new construction, multi-family, land etc. 

1. Get pre-approved by bank or mortgage broker

2. Hire Sales Representative to assist with home search

  • get set-up on automatic search in order to receive new listings daily
  • view homes with your sales rep

3. Prepare offer on the home you wish to purchase

  • offers are normally conditional upon financing, inspection, status certificate (condos), sale of buyers property etc.

4. Once you have an accepted offer

  • submit deposit
  • arrange financing, do home inspection etc.

5. Waiving of conditions

  • once conditions are met waivers are signed

6. Firm deal (Congratulations!)

7. Pick a lawyer to close transaction

8. Start making arrangements for closing date

  • address changes
  • hire movers
  • cancel utilities at present home, arrange for utilities at new home

9. Sign paperwork with lawyer (a day or two before closing)

  • bring in cheque for lawyer's fee, down payment, land transfer tax and CMHC fee if applicable (lawyer will advise of amount)

10. Day of closing

  • pick up keys to your new home!!!
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